Uninsured driving is a growing problem in Europe. In 2011, the total value of uninsured claims was around 1 billion Euro. This places a financial burden on the honest motorist who buys and pays for his obligatory vehicle insurance. If the problem of uninsured driving is not effectively dealt with, the financial burden on the honest motorist will increase significantly. This demands robust and joint action to be taken by the registration authorities, the national bureaux, the guarantee funds and the insurance industry.
In the EReg Topic Group XI ‘tackling uninsured driving’, these organizations analyzed and discussed the problem and suggested improvements in various fields. It should, however, be highlighted that not all of the ‘possible’ solutions presented in this report are feasible in all Member States due to existing legal barriers. Such obstacles should also be kept in mind when assessing the suggested improvements proposed in this report.
The results have been presented at the EReg General Meeting & Annual Conference 2013, which took place on 16 and 17 May 2013 in Bern, Switzerland.